We are seeking an experienced and dedicated Credit Assessor to join our team. The ideal candidate will have a minimum of 2 years' experience working with an Australian-based mortgage broker and possess a high-level understanding of serviceability calculators, lender credit policies, and self-employed/complex PAYG deals.

Key Responsibilities:

• Assess and analyze self-employed and complex PAYG deals with accuracy.
• Calculate living expenses and ensure they align with lender policies and serviceability requirements.
• Present mortgage options according to clients' financial goals and objectives.
• Complete funding tables and valuations, as well as apply appropriate pricing discounts.
• Thoroughly understand and apply lender credit policies, especially for Australian-based mortgage products.
• Demonstrate a high level of proficiency with serviceability calculators, particularly Quickli.
• Ensure all submissions meet the compliance standards of aggregators.
• Prepare detailed and comprehensive submission notes to support loan applications.
• Work effectively under pressure in a fast-paced environment, ensuring deadlines are met without compromising quality.

Key Requirements:

• Minimum 2 years of experience working with an Australian-based mortgage broker.
• Strong understanding of serviceability calculators, particularly Quickli.
• Comprehensive knowledge of lender credit policies and aggregator compliance.
• Proven experience in assessing self-employed and complex PAYG mortgage deals.
• Ability to calculate living expenses and apply them to loan assessments.
• Ability to present clear and viable mortgage options to clients based on their financial situation.
• Strong attention to detail and ability to prepare detailed submission notes.
• Capable of working under pressure and meeting deadlines in a fast-paced environment.

Job Type: Full-time

Benefits:

• Additional leave
• Health insurance
• Life insurance
• Work from home

Schedule:

• 8 hour shift
• Monday to Friday

Supplemental Pay:

• 13th month salary

Experience:

• Credit Analyst: 2 years (Preferred)
• AU Mortgage: 1 year (Preferred)

Work Location: Remote  

Looking for new opportunities? Check out our latest job openings and join our team by visiting our career website . We’d love to have you on board!  

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